M-PESA PayPal Service (How To Withdraw And Top Up Account)


M-PESA PayPal Service. What is M-PESA PayPal? This is a Service offered to M-PESA customers by TransferTo in partnership with Safaricom and PayPal.

M-PESA PayPal Service

How do I withdraw to M-PESA

The Withdraw Service from PayPal allows you to withdraw funds from your PayPal account to your linked qualifying M-PESA account.

  1. Log on to your PayPal account and Select Withdraw. (Your available balance will be displayed.)
    • Note that you will only be able to withdraw up to the available USD balance amount in your PayPal Account
  2. Enter amount to withdraw from your PayPal Account in USD and click ‘withdraw
  3. You will be redirected to a page showing the amount to be received in KES, exchange rate used for the currency conversion and an estimation of the transaction processing time
  4. Click ‘Confirm’ to confirm and complete the Withdraw Transaction.

What is the maximum amount I can withdraw or Top Up?

Current M-PESA transaction limits apply. (Kes. 70,000 per transaction and Kes. 140,000 per day.)


How do I top up the account?

The top up service to PayPal allows you to top up funds from your qualifying M-PESA account to your linked PayPal account to shop online or make payments with PayPal.

  1. Log on to the M-PESA PayPal web page (link) and select Top Up funds
  2. Enter the amount to top up in USD and click ‘calculate’ to get the equal converted amount in Kes. to be transferred from your M-PESA account. (Exchange rate used will be displayed on the same page)
  3. Go to your M-PESA menu and Select ‘Lipa na M-PESA’ then ‘Pay Bill’ option
  4. Enter Business no. 800088
  5. Enter your phone number as Account No.
  6. Enter the Amount in Kes.
  7. Enter your M-PESA PIN and Send



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